Why Aren't We Rich ?

First, we need to define "RICH." Then, here are 10 possible reasons why we're not there yet.

1. You care what your car looks like
2. You feel entitlement: If you believe you deserve to live a certain lifestyle, have certain things and spend a certain amount before you have earned to live that way, you will have to borrow money.
3. You lack diversification: Having a diversified investment portfolio makes it much less likely that wealth will suddenly disappear.
4. You started too late: The magic of compound interest works best over long periods of time.
5. You don't do what you enjoy: While your job doesn't necessarily need to be your dream job, you need to enjoy it. If you choose a job you don't like just for the money, you'll likely spend all that extra cash trying to relieve the stress of doing work you hate.
6. You don't like to learn: A willingness to learn to improve your career and finances are essential if you want to eventually become wealthy.
7. You buy things you don't use
8. You don't understand value: You buy things for any number of reasons besides the value that the purchase brings to you. This is not limited to those who feel the need to buy the most expensive items, but can also apply to those who always purchase the cheapest goods.
9. Your house is too big
10. You fail to take advantage of opportunities

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